7.Laid off? Try COBRA
The hitch? Cost. Before, your company likely paid part of your premium. Under COBRA, you pay the whole cost, plus a 2% fee. If you’re currently undergoing medical treatment, you may want to consider keeping the same doctor and insurer with COBRA. Otherwise, you may be able to save money by shopping for other health insurance options on the private market. The Affordable Care Act makes health plans and subsidies that could help cover your costs available. You can check Healthcare.gov or work with an insurance agent.
8.Help When You’re Uninsured
Community health clinics often offer some health care at reduced cost or for free based on your income. Contact your local health department. If you have a limited income and meet other requirements set by your state, you may be eligible for Medicaid coverage. Find your local Medicaid office at www.benefits.gov.
