Protect Your Health Care and Health Insurance in Tough Times




 
 

5.Save for Emergencies
Broken or lost glasses. A chipped tooth. Emergencies can and do happen. And putting medical bills on high-interest credit cards can bury you in debt. Starting an emergency medical fund can help. Sock away $100 or $200 a month into savings. Most banks will let you set up automatic deposits online. Can’t afford that much? Put aside what you can to help lessen debt from an unexpected bill.

 

6.Pick Only Necessary Procedures
Sometimes you are offered products or procedures that are not medically necessary. Beware the up sell on teeth whitening at the dentist, or new frames from the optometrist, or a neck adjustment at the chiropractor. These often aren’t covered by insurance.